The Villalobos Group - First Time Home Buyers

The Villalobos Group - First Time Home Buyers
We at the Villalobos Group know how important it is to help our clients realize their dreams of home ownership. We enjoy helping first time buyers. The first step before searching for the ideal home, is figuring out how much home you can afford. When getting ready to apply for a home loan, you will need the following information to make the loan process go a lot faster. Remember your mortgage lender might ask you for more information other than what we suggest below. Income W-2s - For the past two years Paycheck stubs - Most recent paycheck stubs Tax Returns - Past two years of Tax Returns Other Income - Bring all supporting documents for additional Income Assets Bank Statements- For the past two months Investment Statements - For the past two months Lease Agreements - Past two years worth of tax returns if own other real Estate Debts Provide account numbers, current balances, and monthly payments Provide accounts for all revolving or installment accounts Other Copy of sales contract Application deposit Once you gather all the necessary information, you will need to figure out where to go to apply for a loan. The Villalobos Group is affiliated with many outstanding Mortgage Brokerages. The following is a list of suggested lenders. Ultimately it is your choice, the home buyer, to figure out which mortgage brokerage is right for you.

Tel 425.864.1637 Fax 425.285.1310 Email jonathan@villalobosgroup.com

RE/MAX Real Estate Center

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